HIV: OPTIONS FOR MEDICAL CARE-ALTERNATIVES TO HOSPITAL CARE: HOME HEALTH CARE
Home health care is just what it sounds like: health care not in a hospital or chronic care facility, but in your own home. Home health care includes services such as intravenous infusions, physical therapy, and respirator treatment. The people who provide the care range from physicians and nurses to aides, physical therapists, social workers, respiratory therapists, and dietitians. People who need home health care are those whose medical condition is stable but who need the services the hospital provides. People with HIV infection usually use home health care for intravenous administration of antibiotics, aerosolized pentamidine, nutritional treatment, and homemaker services. Services called “aids to daily living”—like feeding, bathing, toileting, or transporting—may be what the person with HIV infection needs most, but these services require “unskilled” or “custodial” care that few insurers will pay for. The most common skilled service provided by home health care companies is the intravenous administration of antibiotics. In this case, the person with HIV infection or the caregiver (often someone who lives in the same house) is instructed in preserving and administering the antibiotic. The equipment and drugs are provided by a home health care company. Specialized services—such as a nurse to make periodic checks or someone to take blood for tests—are provided either by the medical supplier or by a licensed agency. Medical observations—including laboratory test results and nurses’ reports—are sent on to the physician-of-record, who is ultimately responsible for the patient’s care. The advantage of home health care is that it permits you to remain in your own home. Though there is little scientific proof that people recover more quickly when treated at home, people being treated at home are usually happier. Home health care is also substantially less expensive, usually one-third to one-half the cost of the same treatment given in a hospital. People usually arrange for home health care when they are discharged from the hospital. The process of arranging home health care begins with an assessment by a physician or by a physician’s order to a home health care company, often with the help of a social worker or a specialist in home health care from the hospital. This assessment includes your medical status, the services you need, whether you also have a caregiver in your home, and the funds you have available. The physician-of-record must agree that home health care is feasible. The person needing home health care should need it for a week or longer. It is not economically justifiable to train a person who will only need the equipment or the skills for less than five to seven days. Home health care has become a big industry in this country; many cities have over thirty home health care companies. Some hospitals offer their own home health care programs. People needing the services have a large selection but no way of knowing how to make the choice. They usually depend on the hospital staff, physician, social worker, or AIDS-advocacy groups to make a recommendation. In addition, people choosing a home health care program should check for its accreditation. The organization that accredits home health care companies is the same as the organization that reviews hospitals: the Joint Commission on Accreditation of Health Organizations (JCAHO). The home health care company you choose should be accredited by the JCAHO, and most insurance companies require this accreditation as a contingency for payment. Whether you choose home health care, and which company you choose, should depend on the stability of your medical condition, the availability of a reliable caregiver, the likelihood of medical complications, the cost of the home health care, your insurance coverage, the availability of emergency services twenty-four hours a day, and the availability of technicians, nurses, or other specialists as needed. Financing home health care is variable and confusing. Certain home health care services are covered by Medicare, Medicaid, and the Veterans Administration. Medicare covers only services that are usually provided for hospitalized patients. Services covered include home health agencies, physical therapy, occupational therapy, and social work; the service not covered is intravenous treatment. Medicare also requires that care be under supervision of a physician, that the patient must be confined to the home, and that the patient must need skilled nursing care or physical therapy. Medicaid, though it varies from state to state, generally covers 80 percent of the cost of skilled nursing and specialized medical equipment. Blue Cross/Blue Shield, commercial insurance companies, and HMOs all have differing coverages. Moreover, the companies that provide home health care have the right to refuse to care for you, a decision often based on guaranteed payment.*172\191\2*
